Architects of the Next Era of Financial Infrastructure. 3one4 Capital at the Global Fintech Fest 2026
Building durable commercial enterprises requires solving the physical and technological friction points that constrain global financial infrastructure. At 3one4 Capital, our investment conviction remains anchored on backing category creators who combine deep technical innovation with regulatory clarity. Re-engineering global financial systems requires building trusted, connected platforms capable of scaling across borders and asset classes.
The Global Fintech Fest 2026 at the Jio World Centre in Mumbai provided a definitive validation of this thesis, showcasing major product launches, strategic cross-border partnerships, and top industry awards across our portfolio. The evolution of global finance demands a transition from legacy transaction rails to programmable, high-velocity infrastructure. Celebrating landmark announcements and market recognitions from GLOMO, Open, Kuku, and Dhan demonstrates how Indian fintech platforms are setting international standards for operational scale.
GFF 2026 and Its Foundational Themes
The Global Fintech Fest (GFF) 2026, held from 8 to 11 September 2026 at the Jio World Centre and Trident BKC in Mumbai, stands as the world's largest gathering of financial technology leaders, regulators, and policy architects. Organised annually by the Payments Council of India (PCI), the Fintech Convergence Council (FCC), and the National Payments Corporation of India (NPCI), the summit drew over 100,000 attendees, bringing together central bank governors, finance ministers, global technology platforms, and institutional investors from across 80+ countries.
Anchored on the overarching theme of "Trusted, Connected, Global Systems for Inclusive Finance," GFF 2026 defined the global transition from localised digital payments toward interconnected, high-velocity financial infrastructure. The conference agenda concentrated on three core technological pillars, Agentic AI, Tokenisation and Quantum Security and Computation.For 3one4 Capital, these three pillars reflect the physical validation of our foundational investment thesis. As financial services dissolve into underlying software layers, the companies that combine technical execution with Day Zero regulatory clarity will continue to anchor global commerce.
Dhan Wins Fintech Startup of the Year 2026 at GFF
Capping off an extraordinary conference, Dhan was awarded Fintech Startup of the Year 2026 at the Global Fintech Fest. This major industry honour marks a profound milestone in Dhan's growth trajectory. Previously recognised at GFF 2022 with the award for Best-in-Class Product for Stock Trading, Dhan's progression from a product-level innovator to the overall Fintech Startup of the Year 2026 reflects its incredible evolution into India's dominant capital markets infrastructure.
The team behind this category-defining platform embodies the highest standards of technical ambition and operational discipline. Founded in 2021 by Pravin Jadhav, Alok Pandey, and Jayprakash Gupta, Raise Financial Services set out to re-engineer retail brokerage and capital market infrastructure for serious traders and long-term investors. We partnered with the founders of Raise at the pre-launch stage in 2021, driven by a shared belief that Indian capital markets required institutional-grade execution, absolute transparency, and deep technological sophistication.
Raise has built an expansive financial suite including Dhan, ScanX for live market analytics, Upsurge as an investor education platform offering over 250 courses, Filter Coffee delivering bite-sized financial insights, Fuzz AI providing contextual research intelligence, DhanHQ offering free developer APIs, and Millions App built for first-time investors.
Investor Perspectives on Public Readiness and Capital Allocation
Our Leadership at 3one4 Capital took centre stage across two key sessions at GFF 2026, outlining how institutional allocators evaluate the next generation of financial platforms.
Siddarth Pai on Public Markets and Governance
Siddarth Pai, Managing Partner, CFO, and ESG Officer at 3one4 Capital, joined Sonia Dasgupta, Managing Director and CEO of Investment Banking at JM Financial, Pratekk Agarwaal, Founder and General Partner at GrowthCap Ventures, and Vikram Chachra, Founding Partner at 8i Ventures, in a panel moderated by Vishal Goenka, Co-Founder at IndiaBonds, titled "New-Age Companies: When Private Markets Meet Public Markets: An Investor's Playbook."
The panel addressed the strategic choices facing high-growth fintech companies as they navigate the transition from private venture backing to public market listings. During the discussion, they emphasised that profitable fintech infrastructure companies benefit from evaluating public listings earlier in their growth lifecycle rather than delaying for late-stage private rounds. Evaluating public markets early prevents excessive late-stage equity dilution for founders and early investors while unlocking deep institutional liquidity. Public market investors actively reward transparent corporate governance, Day Zero auditability, and verified contribution margins. Establishing disciplined accounting controls early ensures that private startups transition into resilient public enterprises capable of compounding value over decades.
Anurag Ramdasan on the Next $100 Billion in Fintech Capital
In a parallel session titled "Where Will the Next $100 Billion in Fintech Capital Go?", Anurag Ramdasan, Partner at 3one4 Capital, joined Dinesh Pai from Rainmatter by Zerodha and Sandeep Patil, Partner at QED Investors, in a discussion moderated by Hitesh Sachdev from ICICI Bank. The session mapped the primary vectors where venture capital will concentrate over the next decade.
The panel highlighted how intelligent software is dissolving traditional boundaries separating standalone applications, enterprise software, and payment rails. Decoupling financial services from isolated banking portals allows software to embed payment, credit, and wealth management capabilities directly into everyday commercial workflows. Software intelligence acts as the primary solver of distribution bottlenecks, allowing platforms to route transactions contextually while lowering customer acquisition costs. Furthermore, engineering world-class products for global markets enables domestic platforms to capture high-margin export value while accelerating local capital formation.
Portfolio Founders and Leaders Serving as Session Moderators and Panellists
Founders and executives across the 3one4 Capital portfolio anchored high-impact panel discussions and even served as session moderators throughout the three-day summit, sharing operational insights across capital markets, wealth distribution, and credit infrastructure.
Portfolio Leaders Serving as Session Moderators and Panellists
Jay Prakash Gupta (Co-Founder at Dhan) moderated the panel "Data as the New Financial Infrastructure" and participated in the session "Commodity as an Asset Class."
Praveen Kumar Kalwagadda (Chief Information Officer at ToneTag) moderated "Tap, Token, Transact: Building Next-Generation Intelligent Merchant Payments".
P J (Founder and CEO at Raise Financial Services) participated in "AI in Asset Management: From Portfolio Construction to Investor Engagement".
Jitendra Gupta (Founder and CEO at Jupiter) participated in on the "Digital Identity & Beyond" panel.
Vishal Chopra (Co-Founder and CEO at WeRize) participated in the "Closing the Last Mile: Extending Supply Chain Finance to Tier 2 and Tier 3 Suppliers" panel.
Ajinkya Kulkarni (Co-Founder and CEO at Wint Wealth) participated in the "Retailisation of Bond Markets" panel.
Ramanathan RV (Co-Founder and CEO at Hyperface) participated in "The Rise of Intelligent Payment Systems: Beyond Transactions to Growth Engines" panel.
Anish Achuthan (Co-Founder and CEO at Open Financial Technologies) participated in "The Merchant Intelligence Stack: From Transaction Data to Intelligent Payments" panel.
Gautam Sinha (CEO at LoanTap Financial Technologies) participated in two major panels on "Tokenising Trust: Programmable Credit and Agentic Infrastructure for Last-Mile Lending" and "Cyber Secure Finance: Building Trust in India's Digital Economy".
Rajat Gandhi (Founder and CEO, Faircent) participated in the panel on "From Collateral to Intelligence: The Future of Credit in a Digital Economy".
Interactive Exhibition Booths and Infrastructure Showcases
Beyond main-stage keynotes and panel discussions, 3one4 Capital portfolio companies established a commanding physical footprint across the exhibition halls at the Jio World Centre, hosting dedicated booths to demonstrate their software platforms to global banking delegations and enterprise clients.
Operating as an official Silver Partner and event exhibitor, Raise Financial Services hosted a high-visibility exhibition booth to showcase its high-frequency brokerage architecture, algorithmic trading APIs, and proprietary DEXT T3 execution engine.
Rezolv AI exhibited its generative voice agent suite, demonstrating how automated voice artificial intelligence handles debt collections in 11 regional languages for over 22 banks and non-banking financial institutions, improving recovery rates by 35%.
Knight FinTech showcased its enterprise co-lending middleware, Knight Utopia, demonstrating how its operating layer coordinates capital flows, credit underwriting, and loan servicing across 85 financial institutions managing over 40,000 crore rupees in asset volume.
Smallest.ai demonstrated its ultra-low-latency voice artificial intelligence models, showcasing real-time voice synthesis and customer engagement tools engineered specifically for financial services.
Fyno Presented its unified messaging and notification routing infrastructure, showing how financial applications optimise transactional multi-channel communications across SMS, WhatsApp, and push notifications.
Strategic Partnerships and Landmark Product Launches
GFF 2026 served as the global launchpad for major strategic partnerships and product innovations across our fintech portfolio, highlighting the maturity of our companies' enterprise integrations.
GLOMO x Mastercard Move
GLOMO, the first authorised Payment Service Provider in GIFT City co-founded by Sahil Kharb and Akash Arun, announced a major international cross-border partnership with Mastercard Move. The partnership integrates GLOMO's regulation-first cross-border settlement network with Mastercard's global infrastructure, enabling instant fund transfers across 100 countries with automated compliance built directly into the base layer.
Open x YES Bank i-Mandate
Open Financial Technologies launched i-Mandate in collaboration with YES Bank. Presented by Open CEO Anish Achuthan alongside YES Bank leadership, i-Mandate provides an automated recurring payment and mandate management solution for small and medium enterprises.
Kuku TV x NPCI BHIM
In the digital entertainment and micropayments space, Kuku collaborated with NPCI BHIM to launch the BHIM Vega UPI Plugin directly within the Kuku TV application. The integration enables seamless, one-click UPI subscription payments for millions of microdrama viewers.
Six Years of the Global Fintech Fest
Celebrating our active participation at the Global Fintech Fest highlights 3one4 Capital's enduring partnership with the Indian fintech sector. The remarkable depth of product launches, strategic banking partnerships, and panel contributions showcased at GFF 2026 reflects the maturity and institutional weight of our portfolio. Our founders continue to prove that pairing deep technological innovation with regulatory compliance creates category-defining enterprises.
We extend our sincere gratitude to the organisers, moderators, co-panelists, and attendees at GFF 2026 for driving these collaborative dialogues and engagements. Re-engineering financial infrastructure requires sustained alignment between founders, capital allocators, and regulatory bodies. 3one4 Capital remains deeply committed to backing the architects building high-trust financial infrastructure for global markets.
DISCLAIMER
Details of all the funds managed by 3one4 capital can be found here: https://www.3one4capital.com/aif-registration-details
For informational purposes only. This content does not constitute an offer to sell or a solicitation of an offer to buy units of any fund. Investments in AIFs involve market risks.
The views expressed herein are those of the author as of the publication date and are subject to change without notice. Neither the author nor any of the entities under the 3one4 Capital Group have any obligation to update the content. This publications are for informational and educational purposes only and should not be construed as providing any advisory service (including financial, regulatory, or legal). It does not constitute an offer to sell or a solicitation to buy any securities or related financial instruments in any jurisdiction. Readers should perform their own due diligence and consult with relevant advisors before taking any decisions. Any reliance on the information herein is at the reader's own risk, and 3one4 Capital Group assumes no liability for any such reliance.Certain information is based on third-party sources believed to be reliable, but neither the author nor 3one4 Capital Group guarantees its accuracy, recency or completeness. There has been no independent verification of such information or the assumptions on which such information is based, unless expressly mentioned otherwise. References to specific companies, securities, or investment strategies are not endorsements. Unauthorized reproduction, distribution, or use of this document, in whole or in part, is prohibited without prior written consent from the author and/or the 3one4 Capital Group.
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